Tools
Seven of them, all live, all free. Run the numbers on a deal before you speak to anyone — including us.
Built on the same finance engine we quote from, so what you see here is what the file is measured against.
Start here
A full purchase scenario — P&I, PITIA, cash to close, and which program fits the file. The headline tool.
Open the calculatorInvestor debt-service coverage, the largest loan at your target ratio, and monthly cash flow.
Open the calculatorThe rest of the bench
12 or 24 months of deposits to a qualifying monthly income, after expense factor and ownership share.
Open the calculatorAssets by class with their haircuts, less cash to close and reserves, over the depletion term.
Open the calculatorFront-end and back-end ratios worked backwards to a maximum payment, loan, and purchase price.
Open the calculatorItemised lender, third-party, and prepaid costs with a cash-to-close waterfall.
Open the calculatorTwo properties or two structures side by side, with a delta column on every line.
Open the calculatorDescribe the property and the structure you have in mind. The answer comes back in writing.
Ask directlySend the scenario across. You get a written answer on how the file would be placed — no credit pull at this stage.
This is not a commitment to lend. Rates and terms are illustrative estimates and are subject to change and full underwriting.
