Investor tool

DSCR calculator

Gross rent ÷ PITIA. Interest-only vs amortizing. Max loan at the target you type. For a full purchase scenario with cash to close, use the scenario calculator.

Indicative only — not a commitment to lend. Figures are estimates based on the information entered and are subject to underwriting, verification, and change.

Income

Gross monthly market rent ($)

Debt

Loan amount ($)

Purchase price ($)

Interest rate (% annual)

Term

Interest-only

Minimum DSCR required

Recurring costs

Annual property taxes

Annual hazard insurance ($)

Monthly HOA ($)

Monthly flood insurance ($)

DSCR

—

Gross rent ÷ PITIA

Max loan at target

—

Enter a min DSCR to size

Monthly cash flow

—

Rent − PITIA

Unknown

The coverage badge appears only after you type a min DSCR.

Monthly P&I

—

Principal + interest only

Monthly PITIA

$0.00

P&I + tax + ins + HOA + flood

Input echo

Gross monthly rent—
Loan amount—
Purchase price—
Rate / term / IO— · 30 yr · amortizing
Annual taxes$0
Annual hazard$0
Monthly HOA$0
Monthly flood$0
Min DSCR—

Indicative only — not a commitment to lend. Figures are estimates based on the information entered and are subject to underwriting, verification, and change.