Bank Statement

This path is for borrowers who document income from deposits rather than a U.S. tax return. Self-employed owners and people paid through a cash-heavy business often use it when a W-2 is not the story of the file.

We work from the bank statements you provide — personal, business, or both — together with the occupancy and property types listed above. Second home and investment are in scope here.

The process is simple: tell us the property and the structure you have in mind, send statements through a channel we name after we reply, and we take the file to an investor only after we have reviewed it.

No rate, points, or loan-amount range is published on this page. Those figures stay blank until an investor guideline is confirmed.

Use the contact page if this documentation path matches how you bank.